Both MFFU and Tradeify offer three-plan structures with evaluation, premium, and instant-funding options. MFFU has a higher Trustpilot rating (4.9/5), cheaper entry via Core ($77/month), no daily loss limits on any plan, and 2-day minimum evaluations. Tradeify has zero activation fees on every plan, a 1-day minimum evaluation (Growth), and the Select Flex funded path with zero consistency rule. For budget entry and fast evaluation pass, MFFU Core wins. For funded-account freedom, Tradeify Select Flex wins.
MyFundedFutures and Tradeify are both newer-generation futures prop firms that launched in 2022–2023 and have grown rapidly. Both offer three distinct account plans with different drawdown types, payout rules, and pricing. Both support NinjaTrader and Rithmic. The comparison is plan-to-plan, not just firm-to-firm.
| Category | MyFundedFutures | Tradeify |
|---|---|---|
| Founded | Late 2023 | 2022 |
| Trustpilot | 4.9/5 (11,000+ reviews) | 4.6/5 (2,500+ reviews) |
| Active traders | 70,000+ | 60,000+ |
| Plans | Core, Rapid, Pro | Select, Growth, Lightning |
| Evaluation type | One-step (all plans) | One-step (Select, Growth) / None (Lightning) |
| Instant funding | ✗ No | ✓ Lightning Funded |
| 50K eval cost | $77/mo (Core) / $129/mo (Rapid) / $229/mo (Pro) | ~$97/mo (Growth) / ~$159/mo (Select) |
| Activation fee | $0 on all plans | $0 on all plans |
| Profit target (50K) | $3,000 | $3,000 |
| Max drawdown (50K) | $2,000 (EOD on Core/Pro) / varies (Rapid) | $2,000 (EOD trailing) |
| Daily loss limit | None on any plan | Growth: Yes / Select: No |
| Min trading days (eval) | 2 | 1 (Growth) / 3 (Select) |
| Consistency rule (eval) | 50% | 0% (Growth) / 40% (Select) |
| Consistency rule (funded) | 40% (Core) / None (Rapid) / None (Pro) | 35% (Growth) / 0% (Select Flex) |
| Profit split | 80/20 (Core, Pro) / 90/10 (Rapid) | 90/10 (sim funded) / 80/20 (live) |
| Payout frequency | Every 5 days (Core) / Daily (Rapid) / Bi-weekly (Pro) | Every 5 days (Select Flex) / Daily (Select Daily) |
| Payout processor | RiseWorks | Rise, bank transfer |
| Max accounts | 10 total, 5 funded simultaneously | 5 funded simultaneously |
| News trading | Restricted (Tier 1 news) | Allowed |
| Overnight positions | Allowed | Allowed |
| Copier allowed | Yes | Yes (no live-feed copy) |
Both are the cheapest entry points at their respective firms. MFFU Core is $20/month cheaper, has zero daily loss limit, and uses EOD drawdown. The evaluation requires a 50% consistency rule and a minimum of 2 trading days. Once funded, Core has a 40% consistency rule, $1,000 payout cap per cycle, and micro-contract scaling is required.
Tradeify Growth is slightly more expensive but has no consistency rule during evaluation. You can pass the evaluation with one massive winning day. The catch: once funded, a 35% consistency rule kicks in, and there is a daily loss limit. The funded rules are tighter than the evaluation rules, which is the opposite dynamic from MFFU Core (where the funded consistency rule is looser than the evaluation).
MFFU Core is the better budget option if you value cheaper monthly cost, no daily loss limit, and EOD drawdown. Tradeify Growth is better if you want to pass the evaluation without any consistency constraint and do not mind a tighter funded account.
MFFU Pro is the premium plan: $229/month, no consistency rule on the funded account, no scaling requirements, bi-weekly payouts, and an 80/20 split. The total payout cap is $100K across all Pro accounts combined, which triggers progression to a live account. The high monthly fee reflects the funded-phase freedom.
Tradeify Select at $159/month is cheaper and offers a choice of funded payout paths. Select Flex has zero consistency rule and no daily loss limit on the funded account — the most permissive funded rules in the comparison. Select Daily offers daily payouts but adds a daily loss limit and a 35% consistency rule. The 40% consistency rule during the Select evaluation is the trade-off for the funded freedom.
| Feature | MFFU Pro | Tradeify Select Flex |
|---|---|---|
| Monthly eval cost (50K) | $229 | ~$159 |
| Consistency rule (eval) | 50% | 40% |
| Consistency rule (funded) | None | None |
| Daily loss limit (funded) | None | None |
| Profit split | 80/20 | 90/10 |
| Payout frequency | Bi-weekly | Every 5 days |
| Total payout cap | $100K (triggers live account) | Performance reward pool |
| Activation fee | $0 | $0 |
Tradeify Select Flex offers a better profit split (90/10 vs 80/20), lower monthly cost, and more frequent payouts. MFFU Pro's advantage is the live-account progression path after $100K in cumulative payouts and the lack of any reward pool complexity. For pure funded-account value, Tradeify Select Flex has the edge.
Tradeify Lightning is the only instant-funding option between these two firms. One-time fee ($244–$510), immediate payout eligibility, progressive consistency rule (20%→25%→30%). MFFU requires all traders to pass an evaluation. If you are an experienced trader who does not want to spend time in evaluation, Tradeify is the only option.
MFFU Core and Pro use EOD trailing drawdown — the floor adjusts at session close only. Intraday peaks do not move the floor. This is the most forgiving drawdown structure available. MFFU Rapid uses intraday trailing drawdown, which moves the floor in real time with unrealized profits.
Tradeify uses EOD trailing drawdown on all account families. The drawdown locks once the balance exceeds starting capital plus the drawdown amount plus $100. This universal EOD approach is simpler than MFFU's mixed drawdown model and gives every Tradeify trader the benefit of session-close-only adjustments.
MFFU Core at $77/month is the cheapest path into a funded account among all major futures prop firms. No activation fee. No daily loss limit. This is the lowest-risk starting point.
4.9/5 Trustpilot with 11,000+ reviews. Active Discord. Strong support reputation. If community trust and peer validation matter to you, MFFU leads the industry.
MFFU offers progression from sim-funded to live-funded trading with real capital. Pro accounts trigger live progression after $100K in cumulative payouts. Few firms offer a comparable path.
No consistency rule. No daily loss limit. No scaling requirement. Select Flex is the most permissive funded-account rule set available. Have one massive day and withdraw — no math needed.
Tradeify's sim-funded accounts offer a 90/10 split versus MFFU Core and Pro's 80/20. Over a year of consistent profits, that 10% difference adds up significantly.
Tradeify Lightning is the only instant-funding option in this comparison. Pay once, trade funded immediately, and start requesting payouts without proving yourself in evaluation first.
Running accounts at both MFFU and Tradeify is a strong diversification play. MFFU Core gives you the cheapest monthly overhead. Tradeify Select Flex gives you the most permissive funded rules. A copier replicates every trade from your single lead account to all followers at both firms — you trade once, and every account mirrors the execution.
The AI journal layer becomes essential when running 5–10 funded accounts across multiple firms. Different firms have different consistency rules, drawdown mechanics, and payout schedules. A journal that captures every trade automatically and surfaces patterns at the firm level (which accounts are performing, which are approaching drawdown limits, which have consistency violations building up) turns raw data into actionable decisions.
MFFU restricts trading during Tier 1 news events on funded accounts. If your trading history shows activity during a Tier 1 news restriction window (FOMC, CPI, NFP), MFFU can flag your payout request for review. This restriction does not apply during evaluation but is enforced on funded accounts. For traders whose strategies depend on news volatility, this is a significant limitation.
Tradeify has no news trading restrictions on any account type. You can trade before, during, and after any economic release without restriction. Overnight positions are also allowed. For swing traders and news traders, Tradeify offers meaningfully more freedom than MFFU.
Both firms allow overnight positions, which is a shared advantage over firms like Topstep that require flat positions at session close. For traders who hold ES or NQ overnight for gap plays, both MFFU and Tradeify accommodate this strategy.
MFFU's contract limits vary by plan and account size. Core and Rapid plans require micro-contract scaling — you start with micro contracts and scale up to minis as your profits grow. Pro accounts have no scaling requirement; you trade your full contract allocation from day one. For a $50K Core account, you might start with 5 micro ES contracts and scale up based on profit milestones.
Tradeify's contract limits are fixed by account size and do not require scaling in most configurations. A $50K Select account provides a set number of contracts from the funded start. The absence of a scaling requirement on Select and Growth funded accounts is an advantage for traders who want full position size from the first funded session.
MFFU's Trustpilot rating of 4.9/5 from 11,000+ reviews is the highest in the futures prop firm industry. Negative reviews overwhelmingly relate to rule violations rather than payment disputes, which is a strong signal that the firm pays reliably. The Discord community is active with direct engagement from support staff and fellow traders.
Tradeify's 4.6/5 from 2,500+ reviews is also strong. CEO Brett Simba has been publicly visible and accessible, and the firm runs frequent community giveaways (300+ accounts given away). The community is smaller than MFFU's but growing rapidly. For traders who value direct founder engagement, Tradeify's leadership visibility is a differentiator.
Choose MyFundedFutures if you want the cheapest evaluation entry ($77/month Core), the highest-rated community in the industry (4.9/5), no daily loss limits on any plan, and a clear path to live-funded trading through the Pro plan's $100K progression trigger. Accept the trade-offs: no instant funding option, news trading restrictions on funded accounts, and micro-contract scaling requirements on Core and Rapid plans.
Choose Tradeify if you want the most permissive funded-account rules via Select Flex (zero consistency, zero daily loss limit), a 90/10 profit split on sim-funded accounts, zero activation fees, instant funding via Lightning, and complete freedom to trade news events. Accept the trade-offs: 40% consistency rule during Select evaluation, platform lock-in at checkout, and a more complex product structure that requires careful plan comparison.
The most effective approach for traders scaling beyond 3–5 accounts is running both MFFU and Tradeify — MFFU Core for budget evaluations and community support, Tradeify Select Flex for the most permissive funded trading environment. A trade copier replicating your execution from one lead account to all followers at both firms, with an AI journal tracking every trade, makes this multi-firm approach operationally straightforward.