MyFundedFutures sells Builder, Rapid, Rapid EOD and Pro. Every plan has a $3,000 profit target on the $50K and a $2,000 loss limit (Builder also offers $1,500), and none charges an activation fee. They differ on payouts: Builder pays every 48 hours at 80/20, Rapid pays daily at 90/10, and Pro pays every 14 days at 80/20. Rapid and Pro sim-funded accounts also ban trading through Tier 1 news. Copy trading across your own accounts is allowed.
Checked against MFFU's help center on October 14, 2026. MFFU's pages show relative dates, so check the plan page before you buy. An older version of this page described Core, Rapid and Pro; that lineup no longer matches MFFU's pages.
Every MyFundedFutures 2026 rule explained in one walkthrough.
MFFU's 'How it works' page lists four plans. The big differences are how fast you can get paid, the split, and whether the loss limit is end-of-day.
| Plan | Loss limit | Days to pass | Payouts | Split | Consistency |
|---|---|---|---|---|---|
| Builder | EOD trailing | 1 | Every 48 hours | 80/20 | None in the evaluation, 50% in sim-funded |
| Rapid | Intraday trailing in sim-funded | 2 | Daily | 90/10 | 50% in the evaluation only |
| Rapid EOD | EOD trailing | 4 | Daily | 90/10 | 30% in the evaluation only |
| Pro | EOD trailing | 2 | Every 14 days | 80/20 | 50% in the evaluation only |
None of the plans carries an activation fee, according to MFFU. Evaluation prices are one-time and change with promotions. When we checked, MFFU's page showed $92 for Builder, $125 for Rapid, $135 for Rapid EOD and $159 for Pro, each listed against a higher full price. Look at the live price before you buy.
| Plan | Size | Profit target | Max loss (EOD) | Max contracts | Daily loss limit |
|---|---|---|---|---|---|
| Builder | 25K | $1,500 | $1,000 | 2 minis / 20 micros | $600 soft pause |
| Builder | 50K | $3,000 | $2,000 ($1,500 add-on) | 4 / 40 | $1,000 soft pause |
| Builder | 100K | $6,000 | $3,000 | 6 / 60 | $1,750 soft pause |
| Builder | 150K | $9,000 | $4,500 | 9 / 90 | $2,500 soft pause |
| Rapid | 50K | $3,000 | $2,000 | 5 / 50 | None |
| Rapid | 100K | $6,000 | $3,000 | 8 / 80 | None |
| Rapid | 150K | $9,000 | $4,500 | 10 / 100 | None |
| Rapid EOD | 50K | $3,000 | $2,000 | 3 / 30 | None |
| Pro | 50K | $3,000 ($4,000 with the one-day add-on) | $2,000 | 3 / 30 | None |
| Pro | 100K | $6,000 | $3,000 | 6 / 60 | None |
| Pro | 150K | $9,000 | $4,500 | 9 / 90 | None |
MFFU's evaluation table also lists 25K Rapid, 25K Rapid EOD and 25K Pro accounts, and 100K and 150K Rapid EOD accounts, which its 'How it works' page sells in different combinations. Sizes shift, so check what the plan page offers when you buy. The Builder daily loss limit is a 'soft pause' and MFFU's article doesn't say what the pause involves.
| Builder | Rapid | Pro | |
|---|---|---|---|
| When you can first ask | 48 hours after the first trade | 24 hours after the first trade | 14 days after the first trade |
| Buffer to clear first | $2,100 ($1,600 on the add-on) | $2,100 / $3,100 / $4,600 (50K / 100K / 150K) | $2,100 / $3,100 / $4,600 |
| Minimum request | $500 (50K), $250 (25K) | $500 | $1,000 |
| Maximum | $2,000 a cycle (50K), $1,000 (25K) | Not stated | $100,000 per user |
| Split | 80/20 | 90/10 | 80/20 |
| Other | $500 net profit above the buffer for the first payout. Maximum of 5 sim payouts. | No consistency rule in sim-funded | First withdrawal up to 60% of profits |
Most requests are approved instantly, according to MFFU. Manual review can take 6 to 12 business hours on weekdays. The buffer is the part that surprises people. It is realized profit you have to build before the first request, so the account is trading with nothing to withdraw until you clear it.
Uses the buffers, minimums, caps and splits on MFFU's payout and plan pages. Daily limits, inactivity rules and manual review are not modelled. MFFU's dashboard decides.
MFFU describes it as no single day's profit exceeding 30% (Rapid EOD) or 50% (Rapid, Pro and Builder) of your total profit. For the evaluation it applies to Rapid, Rapid EOD and Pro, except the Pro one-day add-on. Builder has no evaluation test and applies 50% in the sim-funded stage instead.
Breaking it doesn't breach the account. MFFU says you keep trading more days until the ratio is met. MFFU's own worked example uses the profit target as the base: on a $3,000 target, a 50% rule means no more than $1,500 in one day. Its article doesn't spell out whether the base moves once you pass the target, so use the payout checker above as a guide and confirm in your dashboard.
MFFU's help center says it allows copy trading across all account types, and names Tradesyncer, the Tradovate group copier and external copiers. It also says you take full responsibility for the results and that MFFU won't provide support or resets for copier problems. Separately, its fair-play article bars copy-trading other traders and having two people on the same device, so copying between accounts you own is the allowed case.
You can hold up to five active sim-funded accounts if they are all 25K or 50K, or up to three if any is a 100K or 150K. Each account has its own buffer, payout cycle and loss limit, so a copier doesn't pool anything.
Pro has a defined route to live capital. It starts after 3 consecutive payouts, or when profits pass the $100,000 payout cap. Funding runs from $2,000 to $5,000 on a 50K, $3,000 to $7,500 on a 100K, and $4,500 to $10,000 on a 150K, with a static balance. You can only withdraw above your initial live balance until you've had 20 winning days of at least 4% of that balance plus 3 payouts. Builder has its own route after the fifth sim payout, with daily live payouts, a $250 minimum and 80/20. Sim and live can't be traded at the same time once a live account exists.
Corrections on October 14, 2026. An earlier version of this page said MFFU's plans were Core, Rapid and Pro. MFFU's current pages list Builder, Rapid, Rapid EOD and Pro. It also gave drawdowns as percentages (3% and 4%), payouts every 5 winning days, a $5,000 Core cap and an $11,250 Rapid cap, a 40% Core consistency rule, and a Tier 1 news ban on all plans in every stage. None of those match MFFU's current pages, so they were replaced.