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MFFU RULES REFERENCE

MyFundedFutures Rules 2026 — The Complete Reference

📅 Updated April 2026 ⏱ 17 min read ✍ Tradecovex Team
Quick Answer

MyFundedFutures replaced its entire account lineup in July 2025. The old Starter, Expert, and Milestone plans were retired. The current plans are Core, Rapid, and Pro — and the rules differ meaningfully between them, particularly on drawdown type and consistency requirements. Core uses EOD trailing drawdown with a 40 percent consistency rule and an 80/20 profit split, capped at $5,000 per payout cycle. Rapid uses intraday trailing drawdown with no consistency rule and a 90/10 split, but the intraday floor follows real-time equity including unrealized profit, which is account-ending if you do not understand it. Pro uses EOD drawdown with no consistency rule and an 80/20 split, with a $1,000 minimum payout and a $100K cumulative cap across all Pro accounts. Activation fees were eliminated across all plans. This page is the complete rule-by-rule reference, updated through April 2026.

01What you need to know first about MFFU in 2026

If you are reading any MyFundedFutures content from before mid-2025, set it aside. The firm completely overhauled its account lineup in July 2025 and the old plan names — Starter, Expert, Milestone — are no longer offered to new traders. The current plans are Core, Rapid, and Pro, and the rules differ in ways that genuinely matter, not just in pricing.

The single most important point to internalize before reading any further: the three plans use different drawdown models. Core and Pro use End-of-Day trailing. Rapid uses intraday trailing. Picking the wrong plan for your trading style is the most common way new MFFU traders blow accounts.

The reframe most traders need: MFFU is no longer a single product with three price tiers. It is three different products with three different rule sets, and the choice between them should be driven by trading style, not by price alone.

02The three plans — at a glance

PlanDrawdownConsistency rule (funded)Profit splitPayout cap (per cycle)Payout cadence
CoreEOD trailing 3%40%80/20$5,0005 winning days
RapidIntraday trailing 4%None90/10$11,2505 winning days
ProEOD trailingNone80/20$100K cumulative14 calendar days

Each plan has its own use case. Core is the budget entry — only available in $50K size. Rapid is for traders who want the best split and can handle intraday drawdown. Pro is for higher-capital traders who want flexibility, predictable bi-weekly payouts, and no consistency rule.

03Core plan — the budget entry

Core is MFFU's cheapest entry point. It is intentionally designed for newer traders or anyone who wants to test the platform without committing serious money.

Account size and pricing

Core comes only in $50K size. There is no $100K or $150K Core account. Pricing is monthly subscription with no activation fee. Verify current pricing on the MFFU site at the time of purchase.

Drawdown

Maximum EOD trailing drawdown is 3 percent of the starting balance — $1,500 on the $50K account. This is calculated end of day, meaning intraday unrealised swings do not affect the floor. Your drawdown threshold starts at $48,500 ($50,000 - $1,500) and trails up after each positive close. Once you close a day at $50,100 or higher, the drawdown locks at the starting balance ($50,000) and never moves again.

Profit target

$3,000 to pass the evaluation. Once passed, the account moves to a sim-funded state where real payouts are available based on performance.

Funded rules

Core has a 40 percent consistency rule on the sim-funded account. No single trading day during a payout cycle can exceed 40 percent of your total cycle profit. If a single day's profit exceeds 40 percent, the excess is excluded from the payout calculation — you can still request, but the requested amount is reduced.

Payout requests are available every 5 winning days. The minimum payout is $250. The cap is $5,000 per cycle. Profit split is 80/20 (trader keeps 80 percent, MFFU retains 20 percent).

Core also has a contract scaling plan in the funded phase. You start with limited contracts and unlock more as profits grow. Specific tier thresholds are published by MFFU and updated periodically.

04Rapid plan — best split, hardest drawdown

Rapid is MFFU's plan for traders who want the best profit split and can handle the more aggressive drawdown structure.

Account sizes and pricing

Rapid is available in $50K, $100K, and $150K. Monthly subscription, no activation fee. Pricing higher than Core, lower than Pro at most sizes.

Drawdown — the critical detail

Rapid uses intraday trailing drawdown at 4 percent of starting balance. The floor follows your real-time equity in real time, including unrealized profit. If you are up $2,000 unrealized and give it back without realizing it, the floor has moved with you, and the account is now significantly closer to violation than the realized P&L would suggest.

This is fundamentally different from Core's EOD drawdown. The difference matters enormously in practice. A trader who hits a $1,500 unrealized peak on a $50K Rapid account at 10 AM and gives it all back by noon has effectively burned 75 percent of their drawdown buffer for the day, even though their realized P&L is unchanged. The same intraday move on a Core account would have zero impact on the drawdown floor because Core only checks at the close.

Once funded and past the buffer (initial profit threshold of around $2,100 on the $50K Rapid), the trailing stops at the starting balance plus $100. Until that buffer is met, every intraday equity peak counts.

Profit target

$3,000 on $50K Rapid, $6,000 on $100K, $9,000 on $150K. Same as Core in proportional terms.

Funded rules

No consistency rule on funded Rapid accounts. One big day counts fully toward your payout. Payout requests every 5 winning days. Minimum payout $250. Cap $11,250 per cycle on the $50K, scaling proportionally on larger accounts. Profit split 90/10.

Note on the Rapid sim-funded buffer: before your first payout, you must build $2,100 in realized profits. This is a threshold to cross, not a deposit — the account is fully active during this period. After the first payout, the 5 winning days rule applies normally.

Specific to Rapid: do not exceed $10,000 in a single day on the funded account. Anything over is forfeited, and hitting that threshold automatically triggers a risk review from MFFU. The maximum total earnings cap on Rapid is $100,000 cumulative.

05Pro plan — the high-capital plan

Pro is MFFU's top-tier plan, designed for serious traders who want flexibility and a predictable payout cadence.

Account sizes and pricing

Pro is available in $50K, $100K, and $150K. Higher monthly subscription than Core or Rapid. No activation fee.

Drawdown

Pro uses EOD trailing drawdown — same mechanic as Core. The drawdown stops trailing at starting balance plus $100 once that threshold is reached.

Funded rules

No consistency rule on funded Pro accounts. Payout requests every 14 calendar days (not 5 winning days). Minimum payout $1,000. The crucial number: $100,000 total cumulative cap across all Pro accounts combined. Profit split 80/20.

The 14-calendar-day cadence is fundamentally different from the winning-days cadence on Core and Rapid. On Pro, you can request a payout every two weeks regardless of how many days you traded during that window. This favours traders who hold longer-term positions or trade selectively.

The $100K cumulative cap is across all Pro accounts you hold. If you run three Pro accounts and post strong months, the cumulative cap arrives faster than you expect. Have a plan for what to do when you approach it.

06Tier 1 news restriction — the hard rule across all plans

All three plans require traders to be flat 2 minutes before and 2 minutes after Tier 1 economic events. This applies in both the evaluation phase and the funded phase. Tier 1 events include CPI, NFP, FOMC interest rate decisions, GDP, PPI, and other high-impact releases on MFFU's published economic calendar.

This is a hard rule. Holding through a Tier 1 release is an account-closing violation regardless of whether the trade ended green or red. There is no judgment call on the firm's part — the position was open during the prohibited window and that is sufficient grounds for closure.

The practical fix is straightforward. Set an economic calendar alert at minus 5 minutes before each Tier 1 release. Close any open positions. Wait until 2 minutes after the release before taking any new positions. This is one of the most common ways traders accidentally lose accounts on MFFU, and it is entirely preventable with a calendar alert.

07The buffer mechanic on Pro

Pro has a buffer mechanic that determines when you can take payouts. The required buffer levels are approximately $52,100 for $50K accounts, $103,100 for $100K accounts, and $154,600 for $150K accounts (verify current numbers on MFFU site).

Once your account exceeds the buffer, you can request payouts of up to 60 percent of your profits. Each withdrawal resets the buffer level — meaning after taking a payout, you forfeit the remaining drawdown protection that the buffer had provided. The drawdown effectively rebases.

This is an important mechanic to plan around. Taking a small payout right after passing the buffer can be net negative because of the buffer reset. Most experienced Pro traders wait until they have a meaningful profit to withdraw before taking the first payout, since the reset cost is fixed regardless of payout size.

08Multiple accounts — what is allowed

MFFU allows up to 5 funded $50K accounts and up to 3 funded $100K or $150K accounts simultaneously. Each account follows its own payout schedule independently — the cadences do not stack.

The total maximum across funded plus evaluation accounts is 10. If you already have the maximum funded accounts, you can still pass evaluations, but the passed accounts become dormant until a funded slot opens.

For traders running multiple accounts, a trade copier is essentially required at more than three accounts to maintain consistent execution across the fleet. Each account still follows its own per-account rules — drawdown, consistency, news restrictions — and the copier needs to respect those independently.

09Permitted products and platforms

MFFU allows trading on CME futures (ES, NQ, CL, GC, 6E and the corresponding micros). Forex spot, equities, and options are not available. The firm is futures-only.

Platform support is broad in 2026. CQG-based platforms include TradingView, Tradovate, and NinjaTrader. dxFeed-based platforms include Quantower, Volumetrica Web, VolSYS, VolBook, and ATAS. The platform choice is per-account at activation.

10Eval-to-Live — the alternative path

Beyond the standard evaluation-to-sim-funded path, MFFU offers Eval-to-Live plans (1-Step and 2-Step) that move traders directly to live capital after passing. These plans have different rules, different splits (80/20 from the start), and daily payout availability rather than the 5-winning-day or 14-calendar-day cadences of the standard plans.

Eval-to-Live is a smaller portion of MFFU's traffic but is worth knowing about for traders who want to skip the sim-funded phase entirely. Specific terms vary and should be verified on the MFFU site at the time of purchase.

11Resets and account closures

When an account is closed due to drawdown violation, traders can purchase a reset to restore the original starting balance and rule conditions. Reset pricing varies by plan and is published in MFFU's pricing section.

Closing a Pro account voluntarily comes with a payout schedule based on how long the account has been active. Within 45 days of activation, you receive 20 percent of net reserves (profits not previously withdrawn). Between 46 and 90 days, you receive 50 percent. After 90 days, you receive 90 percent. This structure incentivises long-term commitment to Pro accounts.

12Summary — the full 2026 MFFU rule set

For easy reference, here is the complete rule set in one place.

That is the complete April 2026 MyFundedFutures rule set. Cross-check anything significant against the MFFU help center before making decisions, because the firm has updated rules periodically and may continue to do so. For Topstep and Apex parallel references, see the Topstep 2026 reference and the Apex 2026 reference. For a side-by-side comparison of all three, see the Prop Firm Rules 2026 Hub.

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Common questions about MyFundedFutures rules in 2026

Three major changes hit at once. First, the old Starter, Expert, and Milestone plans were replaced with Core, Rapid, and Pro. Each new plan has a genuinely different drawdown model — not just different pricing. Second, activation fees were eliminated across all plans. Third, the funded consistency rule structure was simplified: Core has a 40 percent rule, Rapid and Pro have no consistency rule on funded accounts. The Rapid plan also introduced an intraday trailing drawdown option that did not exist in the previous structure. If you are reading any MFFU guide or review that references Starter or Expert, that information is describing the old structure and is no longer accurate.
Core if you want the cheapest entry point, only need a $50K account, and trade with relatively even daily P&L (the 40 percent consistency rule favors steady traders). Rapid if you want the best profit split (90/10) and can handle intraday trailing drawdown — this plan is account-ending if you do not understand that the floor moves on every new equity high including unrealized profit. Pro if you trade larger size, want bi-weekly payouts on a fixed cadence (every 14 calendar days), and prefer EOD drawdown without a consistency rule. The wrong plan for your trading style will frustrate you within a month. Spend time on this choice.
On a Rapid plan, the trailing drawdown follows your peak unrealized account balance in real time. If you are up $2,000 unrealized at 10 AM and the market reverses such that your unrealized profit goes back to $0 by lunch, you have effectively lost the floor by $2,000 and the account is significantly closer to violation than it was at the start of the day. This is fundamentally different from EOD drawdown where only the closing balance matters. Many Rapid traders blow accounts they did not understand were already at the threshold because they were watching realized P&L instead of the trailing drawdown floor. Once funded, Rapid stops the trailing at starting balance plus $100 — but only after meeting that buffer. Until then, every intraday peak counts.
All three plans require traders to be flat 2 minutes before and 2 minutes after Tier 1 economic events, in both evaluation and funded phases. Tier 1 events are the highest-impact scheduled releases — CPI, NFP, FOMC interest rate decisions, GDP, PPI, and others published in MFFU's economic calendar. Holding through a Tier 1 event is a hard rule violation regardless of whether the trade ended green or red. The fix is to set economic calendar alerts at minus 5 minutes before each Tier 1 release and ensure positions are flat before the bell. This is one of the most common ways traders accidentally lose accounts on MFFU.
Core: payout requests every 5 winning days (sessions where you closed above breakeven), $250 minimum, $5,000 cap per cycle, 80/20 profit split. Rapid: payout requests every 5 winning days, $250 minimum, $11,250 cap per cycle, 90/10 profit split. Pro: payout requests every 14 calendar days, $1,000 minimum, $100K total cumulative cap across all Pro accounts combined, 80/20 profit split. Multiple accounts do not stack the cadence — each account follows its own schedule independently. The Pro $100K cumulative cap is across all Pro accounts you hold, not per-account. Profit splits apply to the requested amount, not to all profits sitting in the account.
No. None of the three plans have a daily loss limit. The only floor is the trailing drawdown — EOD on Core and Pro, intraday on Rapid. This is genuinely unusual for prop firms (Topstep and Apex EOD both have explicit DLLs that pause the account for the day). On MFFU, you can lose substantially within a single session as long as your closing balance stays above the trailing floor. This sounds permissive but is actually more dangerous, because there is no automatic intervention if you are having a bad day. Most experienced MFFU traders set their own personal daily loss caps regardless of the firm not enforcing one.

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