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TOPSTEP SIZING REFERENCE

Topstep Account Sizes 2026: $50K, $100K or $150K, and What Each One Gives You

📅 Updated April 2026 ⏱ 15 min read ✍ Tradecovex Team
Quick Answer

Topstep's Combine comes in $50K, $100K and $150K. Profit targets are $3,000, $6,000 and $9,000, the Maximum Loss Limit is $2,000, $3,000 and $4,500, and position limits are 5, 10 and 15 minis. The limit is a bigger share of a small account: 4% on the $50K against 3% on the other two. Funded payout caps rise with size too, so three $50Ks carry more total loss limit and payout room than one $150K, at the cost of three accounts to manage.

Checked against Topstep's help center on October 14, 2026. We couldn't load Topstep's pricing page, so this page quotes no Combine prices or activation fee.

The Trading Anomaly on choosing a Topstep account size. It's an independent video, so check the numbers below against Topstep's current pages.

01The three sizes at a glance

SizeProfit targetMaximum Loss LimitLimit as % of balanceMax positionBest day should stay under
$50K$3,000$2,0004%5 minis / 50 micros$1,650
$100K$6,000$3,0003%10 / 100$3,300
$150K$9,000$4,5003%15 / 150$4,950

The last column is 55% of the target, the Combine's best-day limit. The full rule, including how the target rises if your best day is bigger, is on the Topstep Combine rules page.

Two patterns worth knowing. The profit target is 1.5 times the loss limit on the $50K and exactly twice on the $100K and $150K, so the larger Combines ask for more profit per dollar of room. An older version of this page said the ratio was 1.5 on every size, which is wrong. And the loss limit is a larger percentage of the $50K, which is why it feels roomier on a per-trade basis.

02How much room your stops actually use

The sizes only matter in terms of what you trade. A 10-point stop on two ES contracts is $1,000. On a $50K Combine with a $2,000 Maximum Loss Limit, two of those in a row ends it. The same trade on the $150K has room for four. Use the calculator for your own size.

Uses the Maximum Loss Limit and position limits in Topstep's Combine parameters, ignores commissions and slippage, and counts 10 micros as 1 mini. It measures a fresh account. Once the limit trails up, you have less room.

03What changes once you're funded

Passing closes the Combine and opens an Express Funded Account that starts at $0. The size you pass is the size you get, and so are the payout caps. Per request, capped at the lower of 50% of your balance and:

SizeStandard capConsistency capCap as a multiple of the Combine limit (Standard)
$50K$2,000$3,0001.0x
$100K$3,000$4,0001.0x
$150K$5,000$6,0001.1x

Caps are from Topstep's payout policy page. The mechanics, the 90/10 split and the fees are on the Topstep payout rules page. Topstep lets you hold up to five active Express Funded Accounts.

04Three $50Ks or one $150K

The arithmetic on Topstep's published numbers is simple, and it points one way.

Three $50K accountsOne $150K account
Combined profit targets$9,000 (3 x $3,000)$9,000
Combined loss limit$6,000 (3 x $2,000)$4,500
Max position, all accounts together15 minis (3 x 5)15 minis
Standard payout cap, one request each$6,000 (3 x $2,000)$5,000
Winning days needed for a first payout5 on each of the three5 on one

Three accounts give you $1,500 more total loss limit and $1,000 more total payout cap for the same profit target and position size, and a failure doesn't end everything. The cost is that each account is its own Combine to pass and its own payout to qualify for. If you copy the same trades to all three, you pass or fail them at about the same time, and you'd also be running a copier, which Topstep treats under its own rules. The parameters page says a trade copier allows up to $750K of buying power, and that hedging across accounts and coordinated trading with other people are prohibited.

05Which size fits what

These are our reading of the published numbers, not Topstep's advice. Your stop size and how many contracts you really trade should decide, and the calculator above is the check.

See how your risk sits across every account

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06What we couldn't confirm

07Sources and corrections

Corrections on October 14, 2026. An earlier version of this page said the profit target is 1.5 times the loss limit on every size (it is 2x on the $100K and $150K), listed Combine prices and a Daily Loss Limit we couldn't source, and described minimum trading days as having been relaxed from 10. We removed those and kept the figures Topstep's help center states.

Common questions about Topstep account sizes

$50K, $100K and $150K, with profit targets of $3,000, $6,000 and $9,000 and a Maximum Loss Limit of $2,000, $3,000 and $4,500.
5 minis (50 micros) on the $50K, 10 (100) on the $100K and 15 (150) on the $150K.
It depends on your stop size and contracts. The $50K has the loosest percentage limit at 4% against 3% on the larger two. The $100K and $150K only help if you really trade above 5 minis.
On published numbers, three give $6,000 of total loss limit against $4,500 and $1,000 more total Standard payout cap, but each account has to be passed and paid out separately.
Per request, Standard is $2,000, $3,000 and $5,000, and Consistency is $3,000, $4,000 and $6,000 for the $50K, $100K and $150K, each also limited to 50% of balance.
Up to five active Express Funded Accounts, according to Topstep's parameters page.

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