MyFundedFutures is the highest-rated futures prop firm on Trustpilot (4.9/5, 11,000+ reviews), offering Core ($77/mo), Rapid ($129/mo), and Pro ($229/mo) plans with no daily loss limit and no consistency rule once funded. Topstep is the longest-running firm (since 2012) with $102M+ paid and EOD drawdown on Express accounts. MFFU wins on funded-phase flexibility and community sentiment. Topstep wins on brand longevity. Both support NinjaTrader.
MyFundedFutures and Topstep represent two different eras of prop firm trading. Topstep launched in 2012 and built the category. MFFU launched in late 2023 and quickly became the highest-rated firm on Trustpilot. Below is a full comparison of rules, pricing, and payouts for traders deciding between the two in 2026.
| Category | MyFundedFutures | Topstep |
|---|---|---|
| Founded | Late 2023 (US) | 2012 (Chicago, IL) |
| Trustpilot | 4.9/5 (11,000+ reviews) | 3.4/5 (declining sentiment) |
| Total paid out | Not publicly disclosed | $102M+ |
| Plans | Core ($77/mo), Rapid ($129/mo), Pro ($229/mo) | Standard Path ($49/$99/$149/mo) or No Fee Path |
| 50K eval cost | $77/mo (Core) to $229/mo (Pro) | $99/mo (Standard) or $159/mo (No Fee) |
| Profit target (50K) | $3,000 | $3,000 |
| Max drawdown (50K) | $2,000 (EOD on Core/Pro, intraday on Rapid) | $2,000 (trailing during Combine) |
| Daily loss limit | None (all plans) | ~$1,000 (4%) |
| Min trading days | 2 | No minimum |
| Consistency (eval) | 50% | 40% |
| Consistency (funded) | None (all plans) | 40% |
| Profit split | 80/20 (Core/Pro) or 90/10 (Rapid) | 90/10 |
| Payout frequency | Every 5 winning days (Core/Rapid) or bi-weekly (Pro) | ~Every 2 weeks |
| Activation fee | $0 (all plans) | $149 (Standard) / $0 (No Fee Path) |
| Platforms | NinjaTrader, Tradovate, TradingView | NinjaTrader, Tradovate, TopstepX |
| News trading | Restricted (Tier 1 events) | Allowed |
MFFU Core at $77/month is the cheapest 50K evaluation between the two firms. Topstep Standard at $99/month is competitive but adds a $149 activation fee. MFFU charges $0 activation on all plans.
The price gap widens at higher tiers. MFFU Pro at $229/month is expensive, but it buys you no consistency rule in the funded phase, no scaling requirements, and bi-weekly payouts with no per-cycle cap. Whether that premium is worth it depends on your trading volume and style.
| Cost (50K) | MFFU Core | MFFU Rapid | Topstep Standard |
|---|---|---|---|
| Monthly fee | $77 | $129 | $99 |
| Activation | $0 | $0 | $149 |
| Total (1 month + activation) | $77 | $129 | $248 |
This is the single biggest differentiator between the two firms. MFFU has a 50% consistency rule during evaluation, but no consistency rule at all once you are funded. One big day does not cap your payout eligibility. Topstep enforces a 40% consistency rule during both the Combine and the funded phase. If your best day exceeds 40% of total profits, you need to balance it with additional smaller winning days before requesting a payout.
MFFU has no daily loss limit on any plan. Core and Pro use EOD drawdown. Rapid uses intraday trailing. The absence of a daily loss limit gives MFFU traders more room to recover from intraday drawdowns without triggering a session stop.
Topstep has a daily loss limit of roughly 4% of account size (~$1,000 on a 50K account) that pauses trading for the session if hit. During the Combine, drawdown is trailing. On Express funded accounts, drawdown switches to EOD — one of Topstep's strongest selling points.
Zero consistency rule on funded accounts. One big day does not block your payout. No other major firm offers this.
Core at $77/month with $0 activation is the cheapest total path into a funded 50K account among major firms.
4.9/5 on Trustpilot from 11,000+ reviews. The highest rating in the futures prop firm space by a significant margin.
Operating since 2012 with $102M+ paid. The longest track record in futures prop trading.
Express accounts switch to EOD drawdown once funded. Maximum intraday flexibility for funded traders.
Topstep offers 90/10 from dollar one. MFFU Core and Pro offer only 80/20. Only MFFU Rapid matches the 90/10 split.
MFFU wins on funded-phase freedom: no consistency rule, no daily loss limit, $0 activation, and the highest Trustpilot rating in the industry. Topstep wins on brand longevity, EOD funded drawdown on Express, and a flat 90/10 split.
If consistency rules frustrate you and you want the cheapest path to funding, MFFU Core is the clear choice. If you value a decade-long track record and want EOD drawdown once funded, Topstep remains the safe bet. Running both with a trade copier covers both bases.