MyFundedFutures (MFFU) operates three distinct plans in 2026 — Core, Rapid, and Pro — each with different rules around drawdown type, profit split, payouts, and consistency. The single most important difference: Core and Pro use EOD trailing drawdown, Rapid uses intraday trailing drawdown. Getting this wrong on Rapid is the most common reason traders lose funded accounts. All three plans share a one-step evaluation, no daily loss limit, and a Tier 1 news event restriction (must be flat 2 minutes before and after FOMC, CPI, and NFP).
A trader walking through the MFFU plan differences — Core vs Rapid vs Pro.
MyFundedFutures (MFFU) is the fastest-growing futures prop firm in the industry. Founded by Matthew Leech in late 2023, the firm has grown to over 11,000 Trustpilot reviews at a 4.9 rating by early 2026, making it one of the highest-rated prop firms in the futures space. But that growth has come with significant rule changes — and most of the MFFU guides on the internet are still describing the old Starter/Expert plan structure that was replaced in July 2025.
This guide is the complete 2026 compliance reference. It covers every rule that matters across all three current plans (Core, Rapid, and Pro), the differences between them that catch traders out, the Tier 1 news event restriction, the maximum funded accounts cap, and the path from evaluation to funded to payouts. If you are evaluating MFFU as your prop firm — or you are already funded and want to make sure you are not violating a rule you do not know about — this is the playbook.
01 — THE THREE PLANSIn July 2025, MFFU replaced its previous Starter/Expert plan structure with three new plans: Core, Rapid, and Pro. Each plan has a different price point, different account size options, different drawdown mechanics, and different payout terms. The differences are not cosmetic. Choosing the wrong plan for your trading style is the single most expensive mistake you can make at MFFU because the drawdown type alone can determine whether you get funded or blow the account in week one.
| Plan | Account Sizes | Monthly Fee (50K) | Profit Split | Drawdown Type | Payout Schedule |
|---|---|---|---|---|---|
| Core | $50K only | $77 | 80/20 | EOD trailing | Weekly |
| Rapid | $50K – $150K | $129+ | 90/10 | Intraday trailing | Weekly |
| Pro | $50K – $150K | $229+ | 80/20 | EOD trailing | Bi-weekly (14 days) |
Core is the cheapest plan and the most accessible entry point. It is locked to a single $50K account size with a $77 monthly fee. It uses end-of-day trailing drawdown, which is more forgiving than intraday trailing because your floor only updates at the close of each day, not in real time. The profit split is 80/20 in your favor, and payouts are processed weekly.
Core is the only plan where the funded phase carries a consistency rule. The 40 percent funded consistency rule means no single trading day's profit can exceed 40 percent of your total payout cycle profits. If you make $1,200 across the cycle and one of those days contributed $500 (41 percent), your payout request will be reduced or denied until additional trading brings the percentage back below 40.
Rapid offers a 90/10 split — significantly better than Core's 80/20 — and lets you choose from $50K, $100K, or $150K account sizes. The catch is the drawdown model: Rapid uses intraday trailing drawdown. Your floor moves in real time as your account equity hits new highs, and it includes unrealized profits on open positions. If you let a $1,000 winner give back to breakeven, your floor has already trailed up by $1,000 and you have just lost the cushion. This is the single most common cause of unexpected funded account closures on MFFU.
Rapid also has a sim-funded buffer gate before your first payout: you need to build $2,100 in realized profits on a $50K account before the first payout request becomes available. This is not a deposit — it is a threshold you cross. After that, the standard 5-winning-days rule applies to subsequent requests.
The funded phase on Rapid has no consistency rule. You can make 90 percent of your monthly P&L on a single news day if you want. This is what some traders specifically want from Rapid — total flexibility on how their P&L is distributed.
Pro is the most expensive plan and the most flexible at the funded stage. It uses EOD trailing drawdown like Core, has the 80/20 profit split, and allows $50K to $150K account sizes. The differentiator is the payout schedule: Pro pays out every 14 calendar days (bi-weekly), not weekly. There is no winning-days requirement — you can be flat for half the period and still request a payout on day 14 as long as you are in profit.
Pro also has no consistency rule in the funded phase, lifts the per-cycle payout cap (you can request up to your full profit on the request date), allows micro-contract trading at 1:1 scaling rather than 1:10, and includes a unique buffer withdrawal feature: you can request 1 payout before clearing the buffer for up to 60 percent of your profits. The total cumulative payout cap on Pro is $100K — once you hit that across all your payouts, the account graduates and you progress toward live funding.
The decision tree most experienced MFFU traders use: if you are new and want the cheapest path to funded, pick Core. If you have a proven scalping strategy with tight stops and want the higher split, pick Rapid — but understand the intraday drawdown trap. If you are a professional who already trades consistently and wants higher contract sizes plus no consistency rule, pick Pro. The price difference between Core and Pro reflects the upside you get on the back end, not just bigger account sizes upfront.
The evaluation phase is identical across Core, Rapid, and Pro in most respects. You pay the monthly fee, you get an evaluation account, and you trade toward a profit target while staying under the drawdown floor. There is no daily loss limit on any plan. There is no maximum time limit. There is a 2-day minimum trading requirement to ensure traders are genuinely engaged. And the 50 percent consistency rule applies to all evaluation accounts: no single profitable day can generate more than 50 percent of your total evaluation profits.
| Account Size | Profit Target | Drawdown Buffer | Trailing Type (Rapid) | Trailing Type (Core/Pro) |
|---|---|---|---|---|
| $50K | $3,000 | $2,000 | Intraday | EOD |
| $100K | $6,000 | $3,000 | Intraday | EOD |
| $150K | $9,000 | $4,500 | Intraday | EOD |
The drawdown locks at the starting balance plus $100 across all plans. So on a $50K account, the drawdown floor stops trailing once it reaches $50,100. After that point, the floor is fixed and you have effectively unlimited room above it as long as you stay positive on the account.
This is the rule most traders forget. During evaluation, no single profitable day can contribute more than 50 percent of your total evaluation profits. If your total eval P&L is $2,000 and one day contributed $1,200 (60 percent), the excess does not disqualify you — it just does not count toward the target for that day. The rule exists to prevent traders from passing on a single lottery-ticket day with no other supporting evidence of consistent execution.
The practical effect: if you have one big day, you have to grind out smaller positive days to balance it out before the 50 percent ratio drops below the threshold and your target counts.
You must trade at least 2 calendar days during the evaluation. This is a low bar but it prevents traders from passing in a single session with extreme size and walking away. Most traders pass in 5–15 days when trading conservatively, well above the minimum.
03 — THE TIER 1 NEWS RULEThis is the most-violated MFFU rule and it applies in both evaluation and funded phases on every plan. You must be flat — no open positions, no pending orders — at least 2 minutes before any Tier 1 economic event and you cannot enter a new position until 2 minutes after. Tier 1 events are the highest-impact scheduled releases:
The penalty for violation depends on the phase. In evaluation, the trade is typically voided and the day's P&L from the violating trade is removed. In the funded phase, the violation can result in the payout request being denied or, in repeated cases, the account being closed. Even if the violating trade was profitable. The rule is enforced regardless of outcome.
The most common violation pattern: a trader is in a winning position 5 minutes before CPI, decides to "let it run through the number" because the trade is in profit, and gets reviewed and voided afterward. Set economic calendar alerts (most platforms can do this natively) to fire 5 minutes and 3 minutes before every Tier 1 event. Use the 5-minute warning to start exiting. Use the 3-minute warning as the hard line — anything still open at -3 minutes is a violation waiting to happen.
Passing the evaluation moves you to a sim-funded account. The funded phase keeps most of the evaluation rules in place but adds a few that only apply once you are receiving payouts. Here is the breakdown by plan:
| Rule | Core (Funded) | Rapid (Funded) | Pro (Funded) |
|---|---|---|---|
| Drawdown | EOD trailing | Intraday trailing | EOD trailing |
| Consistency Rule | 40% maximum | None | None |
| Daily Loss Limit | None | None | None |
| Tier 1 News | Restricted | Restricted | Restricted |
| Payout Schedule | Weekly | Weekly (after $2,100 buffer) | Bi-weekly (14 days) |
| Activity Rule | 1 trade/week | 1 trade/week | 1 trade/week |
Every funded account has an activity rule: you must place at least 1 trade per week to keep the account active. This can be a single micro contract opened and immediately closed. The rule exists to prevent account hoarding. If you need to take a vacation, contact MFFU support in advance and they will typically pause the requirement.
You can have a maximum of 5 sim-funded accounts active simultaneously, with a total cap of 10 accounts (combination of funded and evaluation). If you already have 5 funded and you pass a 6th evaluation, the new funded account enters dormancy until one of your existing 5 funded slots opens up — either by closure, by graduation to a live account, or by you voluntarily releasing one. You can still pass evaluations beyond the cap — they queue.
This caps how aggressively you can scale on MFFU. If your goal is 10 simultaneous funded accounts of any size, MFFU is not the right platform for that scale. If your goal is 3-5 high-quality funded accounts that you can manage attentively, the cap is not restrictive.
05 — PAYOUTSPayout mechanics differ meaningfully between the three plans, and the differences are where most traders get confused. Here is what each plan actually requires before a payout request can be processed.
To request a payout from a Core funded account: at least 5 winning days where each winning day is at least $100 net profit; the 40 percent consistency rule satisfied (no single day exceeding 40 percent of cycle profits); minimum payout amount of $250; maximum payout per request of $3,000; net positive of $500 between each payout request on a $50K account; and the trading day window is satisfied.
Rapid removes the per-day winning requirement after the buffer is cleared but adds the buffer gate first. To request your first payout: minimum $2,100 in realized profits on a $50K Rapid account (the buffer threshold). After the buffer is cleared, subsequent payouts follow the 5-winning-days rule. Minimum payout amount and per-cycle caps are higher than Core. There is no consistency rule on funded Rapid accounts.
Pro pays out on a calendar schedule, not a winning-days schedule. Payout requests are available every 14 calendar days from the date of your first trade. There is no minimum number of winning days. You can be flat for portions of the cycle. The minimum payout amount is $1,000 (higher than Core). There is no consistency rule. The cumulative payout cap across all your Pro account payouts is $100,000 — once you hit it, you progress out of the sim-funded stage.
Pro also has the unique buffer withdrawal feature: you can request 1 payout before clearing the buffer for up to 60 percent of your profits. So if your $50K Pro account is at $51,900, you could request up to $1,140, leaving the account at $50,760 with the drawdown floor at $50,100.
06 — COMMON FAILURE MODESThe single most common cause of funded account closure on MFFU. A trader funded on Rapid trades a position aggressively, lets it run to a $1,500 unrealized peak, gives back $1,000 of the unrealized profit, and is shocked when the account closes. The drawdown trailed up with the unrealized peak, and the giveback put them below the new floor. If you cannot resist watching unrealized P&L move, do not trade Rapid.
Holding a position through CPI or NFP "because it is already winning." Even if the trade closes positive, the violation gets reviewed during the next payout request and the day's P&L is reversed. Multiple violations on a funded account result in closure.
MFFU has no daily loss limit. Some traders read this as permission to grind through bad days. The result is a cascade: 3 small losses become 6, become 9, become a blown drawdown. The absence of a hard DLL means you must impose your own rule. The most disciplined MFFU traders set a personal daily stop at 30-40 percent of their drawdown buffer and walk away when they hit it.
Traders running multiple Pro accounts often forget about the $100K cumulative payout cap. If you are pulling $5,000 every two weeks on a Pro account, you hit the cap in 10 months. Have a plan for what you do when you hit it — typically that means progressing to live funding or rolling profits into additional accounts.
07 — RUNNING MULTIPLE MFFU ACCOUNTSThe MFFU 5-account funded cap means most serious MFFU traders eventually run 3-5 funded accounts simultaneously. Doing this manually is exhausting and dangerous: every signal must be entered separately on each account, every Tier 1 news window must be tracked across accounts, every drawdown buffer must be monitored independently, and every payout cycle progresses on its own schedule.
A trade copier solves the execution problem — you take a trade in your lead NinjaTrader account and it copies to all your follower accounts simultaneously. But the journaling problem is bigger. With 5 accounts taking 8 trades per day, you have 40 individual fills to log, tag, and review every night. Almost no manual journal survives that.
Tradecovex was built specifically for the multi-account MFFU use case. The trade copier copies your NinjaTrader signals across all your funded accounts. The AI journal automatically logs every fill on every account, tags them by plan type, monitors the drawdown buffer per account in real time, and flags Tier 1 news event proximity automatically so you cannot accidentally hold through a CPI release on one of the 5 accounts you forgot about.
If you are running multiple MFFU accounts and your current journaling process is "I write things down sometimes," you are leaving money on the table. The traders who keep funded accounts on MFFU long-term are the ones who treat journaling and risk monitoring as automated infrastructure, not manual willpower.
MyFundedFutures in 2026 is one of the strongest options in the futures prop firm space, but the rules require attention. Pick the right plan for your trading style — Core for new traders, Rapid for high-conviction scalpers willing to manage intraday drawdown, Pro for professionals who want the higher contract sizes and no consistency rule. Respect the Tier 1 news rule on every plan in every phase. Set your own daily loss discipline because MFFU will not impose one. And if you are scaling to multiple accounts, automate both the execution and the journaling so the volume does not become its own failure mode.